1.4 We act as and take the responsibility of the data controller under the Data Protection Act 1998 in relation to the processing of your personal data in connection with the services we provide ("Services"). Our company registered number is 08649919 and our registered address is 3 Kenwood Road, Sheffield, S7 1NP. If you have any queries relating to our use of your personal data or any other related data protection questions, please write to our Data Protection Officer at the registered office address.
2.2 Telephone calls to us may be monitored and/or recorded to help us train our staff and improve our Service.
3.1 We may use your personal information for the following purposes:
3.1.1 to enable you to access and use the Services; and/or
3.1.2 to personalise and improve aspects of our overall service to you and our other users, as well as carrying out research such as analysing market trends and customer demographics; and/or
3.1.3 to communicate with you, including sending you information about products and services which we think may be of interest to you, and sending you annual insurance renewal quotes based on information you previously provided to us if you have requested insurance quotes; and/or
3.1.4 to process a transaction between you and a third party.
4.1.1 Third parties, including but not limited to companies whose products or services are included on our website with a view to providing you with an online quotation for the product and/or service requested by you. When these companies use your data in this way, they will be acting as data controllers of your information and therefore you should view their privacy policies or contact them directly for further information. For further information about these third parties please contact us. Some third parties with which we share your information may use it to carry out their own research into you, your details and purchasing trends.
4.1.2 The Financial Conduct Authority and/or other regulatory/governing bodies for the purposes of compliance monitoring;
4.1.3 Selected other third parties whose products, services or other offers we believe may interest you (see our section on Keeping you informed about offers and services below);
4.2 If you use our Services to search for and compare insurance products, the information you provide may be used to carry out certain credit checks through licensed credit-referencing agencies. This is used as part of the underwriting process for some of the insurance providers and a record of this search will be made although this will not adversely affect your credit profile.
4.3 Where permitted by data protection and privacy law, we may also disclose information about you, or access your account:
4.3.1 if required or permitted to do so by law; and/or if required to do so by any court, the Financial Conduct Authority, the Office of Fair Trading or any other applicable regulatory, compliance, Governmental or law enforcement agency; and/or if necessary in connection with legal proceedings or potential legal proceedings; and/or in connection with the sale or potential sale of all or part of our business or the company.
4.4 If we reasonably believe false or inaccurate information has been provided and fraud is suspected, details may be passed to fraud prevention agencies to prevent fraud and money laundering.
5.1 You agree that we and other trusted third parties shall be entitled to advise you via e-mail, post, telephone or by text of future Services.
5.2 Whenever you provide us with personal information, we will give you an opportunity to tell us you do not consent to us and others using and sharing your information for marketing purposes. Unless you tell us otherwise you are consenting to such uses.
5.3 Any electronic marketing communications we send you will include clear and concise instructions to follow should you wish to unsubscribe at any time. Should you no longer wish to be contacted by us please email us at firstname.lastname@example.org.
5.4 You can also ask to stop passing your information to third parties for marketing purposes. We will do this as soon as is practical but such a request may result in us ceasing to offer the Services to you.
5.5 If you no longer wish to be contacted by third parties for marketing purposes, please follow the instructions in their marketing communications, or consult their privacy policies for further information about unsubscribing.
6.1 In order to improve and monitor the Services we may ask you for feedback on your experience of dealing with us. Any feedback you provide will not be published on the website.
8.1.1 understand browsing habits on this Website;
8.1.2 understand the number of visitors to this Website and the pages visited; and
8.2 Most cookies are deleted as soon as you close your browser. The cookie used to keep you signed in to your account expires after 90 days. Every time you visit us you will be kept signed in for a further 90 days. By using this Service, you consent to us using cookies. You can choose to block or delete cookies through your browser settings. If you do so you will not be able to benefit from the full range of our Services and this may affect the performance of our website on your system.
8.3 The advertisements that you see displayed on our website are delivered on our behalf by a third party advertising company. No information which identifies you is used to provide this advertising. In order to display advertising most likely to be relevant to you, this third party advertiser may place or recognize a unique "cookie" on your browser. This cookie does not collect personal data about you nor is it linked to any identifiable information about you. It is possible to block cookies by adjusting your browser settings, as mentioned above. By using this Service you are consenting to the use of these third party cookies for these purposes.
8.4 This website has also implemented and uses Display Advertising using Google Analytics which permits advertisements and remarketing to be served on third party websites across the internet relating to a search made on the Itcouldbecheaper website. itcouldbecheaper and third parties, including Google use first party cookies and third party cookies to inform, optimise and serve such advertisements.
10.1 Information supplied by you to us will only be transferred outside the European Economic Area by us or our agents where this is necessary for the purpose of providing our Services or when you have given your prior consent to such transfer.
11.1 If you complete our registration process as part of your use of this Website you may need to include the creation of a username, password and/or other identification information. Any username, password and/or other identification information must be kept confidential by you and must not be disclosed to anyone. If you do disclose or share with anyone your username, password and/or other identification information, you are solely responsible for all activities undertaken on this Website using your username, password and/or other identification information.
11.2 You must check and ensure that all information, content, material or data you provide on this Website is correct, complete, accurate and not misleading and that you disclose all relevant facts.
12.1 Our website ("Website") enables you to research and compare energy, telecommunications, payment solutions and hotels in addition to other services added from time to time. Such products or services are provided by third parties ("Service(s)"). This service is free for you to use. Our Service is to introduce you, through our Website, to other parties who provide products or services. Those third parties pay us a fee and/or commission if we introduce business to them.
12.2 Nothing on this Website is, or shall be deemed to constitute, advice, a recommendation or endorsement by us in respect of any product or service referred to on this Website. In
formation on this Website is provided for general information purposes only. All information should not be relied upon by you and is provided so that you can take advantage of our Services. It is your responsibility to check the suitability and appropriateness of the product or service that is of interest to you. It is your sole decision whether to purchase any product or service. We suggest that you seek independent professional advice before you obtain any product or service via this Website if you are unsure about the potential purchase.
12.4 We give no warranty as to the uninterrupted availability of this Website. We reserve the right to suspend, restrict or terminate your access to this Website at any time.
12.5 We reserve the right to add, amend, delete, edit, remove or modify any information, content, material or data displayed on this Website and without notice.
13.1 You are permitted to access and use this Website for your personal and business use. You are not permitted to use this Website: In any unlawful, fraudulent or commercial manner. To harm, threaten, abuse, embarrass, defame, libel, intimidate or harass another person, or in a way that invades another person's privacy or is obscene, offensive, hateful, indecent, inappropriate, objectionable, unacceptable, discriminatory or damaging as determined by us in our absolute discretion. To tamper with, modify, engineer or amend any part of this Website. In a way that interferes with, disrupts or imposes an unreasonable or disproportionately large burden on our communications and technical systems as determined by us. Using any automated software, process, program, robot, web crawler, spider, data mining, trawling or other 'screen scraping' software, process, program or system.
13.2 You may not operate a link to this Website without our written consent. We reserve the right to require you to immediately remove any previously authorized link to this Website.
14.1 The copyright in the information, content, material or data displayed on this Website belongs to us or our licensors. Subject to our continued consent you may temporarily print, copy, download or store extracts of information, content, material or data displayed on this Website for your own personal use. Some images displayed on this Website are protected by copyright and may not be reproduced or appropriated in any manner without the prior written consent of their respective owners. No logos, trademarks or service marks displayed on this Website may be printed or downloaded for any use which is not connected to the use of our Service.
14.2 All intellectual property rights including, without limitation, all copyright, design rights, patents, inventions, logos, business names, trading names, service marks and trademarks, internet domain names, moral rights, rights in databases, data, source codes, software, specifications, know how, processes and business methods (in all cases whether registered or unregistered and including all rights to apply for registration) in and relating to this Website (including information, content, material or data displayed on it) belong to us or our licensors and all such rights are reserved.
14.3 Unless specifically authorized none of the intellectual property rights belonging to us or our licensors in and relating to this Website (including information, content, material or data displayed on it) may be used, copied, modified, published, extracted, utilised, transmitted, displayed, sold, excerpted, reverse engineered, made available, reproduced, reformatted or distributed by you without our prior written consent.
14.4 All rights in Itcouldbecheaper.com are owned by us.
14.5 You shall retain ownership of any views, opinions, reviews, ratings, comments, content or material you submit, display, distribute, upload, post, share, publish or otherwise make publicly available on or through this Website to which you grant us a perpetual, irrevocable, transferable, worldwide, royalty free and unlimited license to use, modify, keep, share, sell, save, copy, distribute, publish, display, excerpt, reproduce, utilise, extract, make available and transmit in any manner and for any purpose.
15.2 We use reasonable endeavors to ensure that the data, material and information on the Website is accurate. However, we are not responsible if any data, material and information on the Website is inaccurate or if there are any errors or omissions in the data, material and information.
15.3 We do not monitor, verify or endorse data, material and information submitted or provided by third parties which is included on the Website. We are not responsible for any data, material or information included on the Website which has been provided by third parties.
15.4 We do not give any warranty that the Website is free from viruses or anything else which may have a harmful effect on any technology.
15.5 We are not responsible for any direct or indirect losses or damages arising from access to or an inability to access the Website or from any use of the Website or from reliance on the data transmitted using the Website including any loss arising as a result of the failure of electronic transmission of data over the internet.
15.6 We are not responsible or liable for the accuracy or content of any views or expressions seen or made by third parties.
16.1 All products and services available through our Website are provided by third parties over whom we do not have control. It is your responsibility to satisfy yourself that you wish to obtain any product or service before doing so as we are not responsible or liable for any loss or damage you may suffer or incur in connection with any product or service you obtain after using this Website.
16.4 We provide links from this Website and from emails sent to you as part of our service to the websites of third parties. These websites are owned and operated by third parties over whom we do not have control. You access and use these third party websites at your sole risk and your sole discretion. We do not endorse, recommend or accept responsibility for any third parties, their actions, their products, views or services nor are liable for any loss you incur as a consequence of your visit to a third party website.
16.5 This Website provides information on a wide range of products or services, there may be other products or services available on the market which are not shown on this Website and which may be more appropriate or suitable for you than those shown on this Website. It is your responsibility to determine if there is a product or service that is not on our Website which is more suitable for your needs.
17.1 You must take all reasonable precaution, including using appropriate virus checking software, to ensure that any information, content, material or data you provide is free from viruses, spyware, malicious software, trojans, worms, logic bombs and anything else which may have a contaminating, harmful or destructive effect on any part of this Website or the websites of third parties or any other technology.
17.2 You may complete a registration process as part of your use of this Website which may include the creation of a username, password and/or other identification information. Any username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone. Where you do disclose to or share with anyone your username, password and/or other identification information, you are solely responsible for all activities undertaken on this Website using your username, password and/or other identification information.
17.3 You must check and ensure that all information, content, material or data you provide on this Website is correct, complete, accurate and not misleading and that you disclose all relevant facts. We do not accept any responsibility or liability for any loss or damage you may suffer or incur if any information, content, material or data you provide on this Website is not correct, complete and accurate or if it is misleading or if you fail to disclose all relevant facts.
17.4 Before you obtain any product or service from a third party, you must check all of the information, content, material or data held by the third party about you to ensure it is correct, accurate and not misleading. It is your responsibility to identify and correct any mistakes or errors in the information, content, material or data held by the third party about you before you obtain any product or service. Failure to do so could invalidate the product or service provided by the third party. We do not accept any responsibility or liability for any loss or damage you may suffer or incur if any information, content, material or data held by the third party about you is not correct, complete and accurate or if it is misleading or if you have failed to disclose all relevant facts.
17.5 In submitting any other person's details, you are confirming to us that you have their permission to do so and that they understand how their details will be used.
17.6 You are solely responsible and liable for your conduct on this Website.
17.7 You agree that you will be liable to us for any damage, loss, claim, demand, liability or expense (including reasonable legal fees) that we may suffer or incur arising out of or in connection with your conduct on this Website.
18.1 Telephone calls that you make to us may be monitored and/or recorded to help us to train our staff and improve our service to you
19.1 Our aim is at all times to provide you with an excellent service. If you are unhappy with our service for any reason, please contact us by writing to our registered office .
19.2 If you are unhappy with any product you have obtained from a third party or have any complaint regarding any third party, you should address your complaint directly to that third party.
20.1 By using our Services you are agreeing to pay any fees and/or other charges incurred by you in accordance with any payment provisions set out on this Website. These provisions will change from time to time but current version will always be available.
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